KeyGap Supplemental Insurance Program

Bridge the Gap: Between Affordable Health Coverage and Quality Benefits

With consistent annual increases in the cost of health insurance, employers and employees are continually faced with making benefit decisions to help control costs — none of which seems too appealing. Pay more or compromise benefits.

KeyGap is a supplemental medical group insurance program that is primarily designed to cover certain deductibles and co-payments for which you are responsible. More importantly, it gives you the ability to maintain quality health coverage by choosing a higher comprehensive major medical total out-of-pocket health plan. Frequently you can move to a higher deductible/co-pay plan, which can lower your premiums...by adding KeyGap to cover these higher deductibles/co-pays, your combined premiums can be less than you are paying now.