Blue Cross Blue Shield Coverage Options

There are many benefits to obtaining Blue Cross Blue Shield health care through the Michigan Business and Professional Association.

Key Benefits:

· Obtain richer BCBSM group insurance packages.

· 24-hour turn-arounds to update policies for new hires, adding/deleting dependents, making corrections and issuing ID cards.

· Free Summary Plan Descriptions for members.

· Experienced Member Service Representatives available to answer questions and assist you.

Flexible Blue (PPO) – Flexible Blue is a consumer-directed health care plan.  Flexible Blue incorporates an HSA qualified benefit plan with a financial account to fund qualified tax-exempt or tax-deductible medical expenses.  Flexible Blue gets members involved in their health care – they choose how to spend their health care dollars and they’re encouraged to take a more active role in their health.  We offer six (6) Flexible Blue benefit designs, with or without prescription drug coverage.

Blue Care Network (HMO)
– Blue Care Network (BCN), which is an HMO affiliated with Blue Cross Blue Shield of Michigan (BCBSM), is the only statewide HMO in Michigan backed by the reputation and security of the Blues.  MBPA offers nine (9) Blue Care Network options including three (3) Healthy Blue Living plans.  These plans reward people who commit to making better health choices with enhanced benefits with lower co-payments and deductibles.

MyBlue – MyBlue is an array of individual health care plans tailored to fit all stages of your life.  We offer four (4) individual benefit options which includes Individual Care Blue which includes prescription drug coverage, preventive care, office visits, affordable co-payments with no deductable, and a dental care options.

Preferred Rx – Preferred Rx is the Blues pharmacy PPO. Members have easy access to more that 98 percent of the pharmacies in Michigan and over 90percent of the pharmacies in the United States.  MBPA offers eleven cost effective Preferred Rx options to fit your needs.

Blue Dental – Blue dental plans are designed to enhance their medical plans by providing a single membership card and single point of contact for enrollment, coverage questions and claims.  MBPA offers a wide array of cost effective group and voluntary plans from traditional open access to care management products to fit your needs.

Blue Vision – Blue vision plans are also designed to enhance their medical plans by providing a single membership card and point of contact.  The Blues have partnered with Vision Services Plan (VSP) the nation’s largest vision organization, to offer Blue Vision PPO with nationwide access.  There are over 1400 network providers throughout Michigan and over 33,000 nationwide.  We offer a wide array of cost effective group and voluntary plans to fit your needs.